As we all know, the more one diversifies assets among different investment classes and strategies, the less likely that investor will experience either large gains or losses in his or her overall net worth. This is due to the fact that under-performing asset returns will be offset by positive returns from another asset class.

Unfortunately, many investors believe they are adequately diversified, yet upon examination the correlation among their asset classes is found to be very high. For instance, one may think that they are well diversified by owning a combination of low cap stocks, high caps, international, etc., yet they all are closely correlated to the broad market to a large degree. We offer two equity separately managed products which have a low correlation to most standard portfolios: a Long/Short Managed account and a Short-Biased account.

During the selection process the investor needs to fully analyze his or her own risk tolerance. Age, financial wealth, liquidity, taxes, and other unique circumstances are just several factors that affect the investor's risk tolerance.

Lang Asset Management offers several investment products that should fit into most investor's risk profile. The range is from low to higher risk investments. Of course, the investor with a low risk tolerance may choose an investment vehicle that provides a high degree of certainty and safety of income. An investor with a higher risk tolerance may possibly choose several investment vehicles that provide a higher return but with higher risks.

Lang's Fixed Income product provides the conservative investor with an investment with a high quality, low risk profile. The Long/Short Managed Accounts product provides another hedged investment for the client with a somewhat lower risk tolerance profile. Finally, the Short-Biased Managed Accounts product should be considered an appropriate investment for the more aggressive investor with a higher risk tolerance profile. Of course, a portion of one's assets can be spread over several of these products. In addition, an investor with Lang may move from one investment type to another without penalty, charges, and no lock-up period.

We would enjoy speaking with you about your risk profile and investment needs.